![](https://www.housingwire.com/wp-content/uploads/2019/09/rural_housing_montana-1.jpg)
Montana’s reverse mortgage program could have room for industry collaboration
Montana’s unique Reverse Annuity Mortgage (RAM) program is a state-sponsored reverse mortgage, with lower interest rates and proceeds along with a higher minimum qualifying age that distinguishes it from the Home Equity Conversion Mortgage (HECM) program …