I have 8 credit cards and a 650 score, but only want 3. How should I narrow the choices?

Personal Finance Justin Sullivan / Getty Images Key Points A Reddit user currently has eight credit cards and he wants to go down to three. Normally, closing cards isn’t a great idea, but some of his cards charge high fees with no real benefits. The …

IL plan to create an auto insurance discrimination commission passes the House

SPRINGFIELD, Ill. (WAND) — An Illinois bill to create an auto insurance discrimination commission passed out the House Tuesday. The goal of the commission is to research if auto insurance companies discriminate or raise their rates based on credit score, …

The Savvy Senior | How Seniors Can Save on Auto Insurance  

Dear Savvy Senior,  Can you offer any tips to help seniors save on their auto insurance? I recently turned 70 and got hit with a 25% premium increase on my car insurance and am looking for ways to save.   – Older Driver  Dear Driver,  As auto insurance …

Can good financial habits lower your car insurance premium?

09-04-25 / Tommy Jackson Can good financial habits lower your car insurance premium? Johannesburg - Just as a good credit rating can help secure favourable interest rates on loans; it can also play a role in determining the cost of short-term insurance …

More South Africans are using credit cards frequently

09-04-25 / Daniel Nkosi More South Africans are using credit cards frequently Johannesburg - Standard Bank recorded a 43% year-on-year increase in new credit card uptake over the past year. This surge, driven by both bank-led growth initiatives and …

The Spectrum of Loan Portfolio Backleverage Options: A Primer for Private Credit Funds

EXECUTIVE SUMMARY There is a spectrum of potential financing structures for a private credit fund (a “Credit Fund”) to obtain liquidity, including at various levels in the fund structure, such as at the fund level or by incurring debt to lever a particular …

Before you drop full coverage car insurance to save money here’s what you need to know

SALT LAKE CITY — Congratulations – you just paid off your car! Now, you’re free of both car payments and your old lender’s requirement of carrying full coverage insurance! The average Utahn pays over $2,128 every year for full coverage, says Bankrate. …

Average Car Insurance Rates as of April 2025 | Insurify

Car insurance rates rose slightly in March. The national average rate for full-coverage car insurance climbed from $192 per month to $196 per month, according to Insurify data. The national average liability rate also increased slightly from $102 per month …

HDI promotes James Guardino to underwriting manager for APAC political, credit risk

Credit Risk for Corporate Bonds Soars to Highest Since 2023

Credit markets are feeling nervous, and it’s showing up in credit-default swaps data. The cost of insurance against the default of investment-grade bonds, or debt from some of the best American companies, has reached a high not seen since October 2023. A …