Luis Ruelas Requested Extension on Mortgage and Additional Loan Days Before He and Teresa Giudice Were Hit with $3M in Tax Liens

• On March 6, Luis Ruelas requested an extension on the maturity date for the $1 million loan on the New Jersey home he and Teresa Giudice purchased in 2021 for $3,350,000
• Ruelas also took out an additional $250,000 in loans for the mortgage
• Two weeks later, Giudice and Ruelas were hit with $3 million in tax liens

Teresa Giudice and Luis Ruelas seem to be in financial trouble.

Just two weeks before the couple was hit with a collective $3 million in tax liens, Ruelas filed for a Mortgage Modification on their New Jersey property.

According to documents obtained by PEOPLE, Ruelas requested an extension on the maturity date of the $1 million loan he took out on March 25, 2024, which was set to mature this month.

Ruelas’ lender agreed to extend the maturity date of the initial loan to March 25, 2026, and Ruelas also took out an additional loan for $250,000.

Court records obtained by PEOPLE showed that both Ruelas and Giudice face a significant amount of debt in taxes. A judgment filed on March 20 shows that The Real Housewives of New Jersey star owes $303,889.20 and Ruelas owes nearly $2.6 million. 

Three months prior, he was issued another lien for $163,523.94, which the New Jersey Courts website shows is still an open case.

The pair purchased their New Jersey home in early 2021 for $3,350,000 under an LLC listing Ruelas as the sole owner. He and Giudice got engaged months later and tied the knot the following year.

Reps for Ruelas and Giudice did not return PEOPLE's request for comment.

Giudice has been in financial troubles with the law before. In 2015, she served an 11-month prison sentence for mail, wire and bankruptcy fraud. Her ex-husband, Joe Giudice, also spent time behind bars for the same crimes, completing his 41-month sentence in 2019. 

When he was released, the pair separated after 20 years of marriage, and Joe moved to Italy following a deportation battle. 

The reality personality has addressed her incarceration in the years since, claiming the courts wanted to “make an example” out of her.

"I know in my heart I was not supposed to go there. I know I only went because I'm in the public eye," she said in 2022. "Listen, I'll shout it out to the world. I signed two contracts that Joe was flipping [for] two homes he was buying. That's all I did. I knew nothing about what he was doing. I mean, I have nothing to hide. Like, I did my time already, you know?"

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Shortly before her wedding to Ruelas, she also revealed that she and Ruelas were not planning on signing a prenup. During an appearance on Watch What Happens Live with Andy Cohen After Show, she explained that she didn’t think it was necessary despite her past legal drama.

"I mean, I would [sign a prenup], you know, if he said so. I'm so very easy about that," she told Cohen. "He definitely has more than me. I would never take anything from him, I'm so not like that."